Pittsburgh Car Loans

When looking to finance your new Kia or used vehicle, we’ll make sure that your get a fair deal. We’re not looking to nickel and dime our customers and we’re certainly not going to play the games found at other dealers. Our goal is to make our customers lifelong Smail KIA customers, and in doing so we want you to get a solid deal without the hassles. We provide our customers with a range of unique tools to help their new vehicle shopping, including a secure 30 Second Credit Application which enables customers to quality for credit in just seconds! In addition, we post our regularly updated finance specials online to give you access to great deals available to Pittsburgh PA area customers. We’re eager to assist you in your new or used car buying process, and encourage you to contact us should you have any questions. Feel free to take advantage of our quick 30 Second Credit Application online, or simply contact us today with your auto finance or leasing questions.

Our Pittsburgh Car Credit Finance Department is committed to providing a simple customer-focused solution to fit your life – style, whether it is a competitive finance rate, a custom tailored lease or the peace of mind offered by one of our vehicle protection programs. Even people looking for a Bad Credit Auto Loans Pittsburgh can realize their dreams of a new or used car.

Smail simplifies the financing and leasing process so you have more time to savor life's most enjoyable moments, like driving your new vehicle. Only here at Smail KIA do we deliver the extraordinary level of customer care you have come to expect.

Our Pittsburgh new and used auto loans department gives you the opportunity to finance your KIA. Monthly payments can be custom tailored to fit your needs for terms from 24 months to 84 months, based on your down payment and specific needs.

Monthly payments are applied to the actual purchase of the vehicle. You can pay off the balance due at any time with no penalty. Buying allows you to keep the vehicle for as long or as short a period as you would like.

KIA Leasing

Leasing one of our KIA’s allows you to drive more car at a lower payment than a traditional installment loan. We can custom tailor lease payments and terms to your desired needs, as well as adjust the mileage allowed during the lease term.

Monthly payments are applied to the depreciation and use of the vehicle, not the actual purchase. This is how you get lower payments. At the end of the lease term, you can either return your vehicle or purchase it from the lessor at the pre-set residual value.

Lease vehicles are usually covered under the factory warranty for the entire duration on most short term leases.

Some notes on Leasing:

1. At the beginning of the lease, you may have to pay your first monthly payment; a refundable security deposit or your last monthly payment; other fees or license, registration, and title; a capitalized cost reduction (like a down payment); an acquisition fee; freight or destination charge; and state or local taxes.

2. During the lease, you will have to pay your monthly payments; any additional taxes not included in the payment such as sales, use, and personal property taxes; insurance premiums; ongoing maintenance costs; and any fees for late payment. You'll also have to pay for safety and emission inspections and any traffic tickets (not unlike owning or financing your vehicle). However, if you terminate your lease early, you may have to pay substantial early termination charges.

3. Leasing provides an alternative way to drive a new vehicle . . . with all the benefits that leasing has to offer, more than ever, it's definitely worth considering.

Smail KIA provides complete on-site financing and leasing programs. With a quick application done prior to your visit and a minimum of paperwork, your transaction can be seamlessly accommodated prior to your vehicle delivery.

Cool Stuff for your KIA

We offer a variety of value added products that are installed at the dealership by the very best in the business like our Vehicle Protection program which adds resale value to your vehicle. Protect paint ensuring that your car stays in "showroom condition" and protect your interior with protection from common spills and mishaps.

Call (800)669-0718... or apply for auto financing Pittsburgh using our 30 Second Credit Application.

Extended Warranties

KIA Extended Service Agreements

A program backed by KIA and is available on every KIA as well as all “KIA certified vehicles” and adds piece of mind in addition to any factory vehicle warranty.

Please consult your dealer for the plan and term that will best fit your needs and your new vehicle.

Gap Assurance

GAP Assurance will provide you with the financial protection you need. GAP Assurance helps cover the difference between the vehicle's actual cash value and the outstanding loan balance in the event of a loss due to accident or theft.

Secure Financing at Pennsylvania KIA Finance and Buy a Car Today

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Driving Directions from Pittsburgh, Monroeville, Belle Vernon, Butler, North Huntingdon areas

Just click on a link below for driving directions to Smail KIA

Pittsburgh KIA
Monroeville KIA
Belle Vernon KIA
Butler KIA
North Huntingdon KIA

We also serve the surrounding areas of Indiana PA, Johnstown, Murrysville, Mt. Pleasant, Connellsville, Uniontown, Somerset, Latrobe, Jeannette, and Irwin.